Debit Card and Credit Card Kya Hota Hai

Kya aap jante hai debit card and credit card kya hai ? ya jante bhi hoge to man me bahut sare confusion chal rahe honge jo aaj is post me sabhi confusion solve ho jayenge.  Jab hum kisi bank me account open karwate hai to hume ek plastic kar card milta hai jiska use kar hum kisi bhi ATM machine se paise withdrawal kar sakte hai us card ko Debit card kaha jata hai.

Debit Card se hum Online transaction kar sakte hai jaise online shopping, recharge, train ticket etc.
Debit Card ke jaisa ek aur card hota hai jise hum Credit Card kahte hai aur is Credit Card se bhi online transaction kar sakte hai lekin ab question uthta hai what is difference between credit card and debit card in Hindi to iske bare me age jante hai.

what is Credit Card and debit card in hindi

Debit Card Kya Hai (What Is Debit Card in Hindi)

Jab hum Bank me apna account open karwate hai to Bank hum Debit Card deta hai aur yeh Debit Card account se link rahta hai. Debit Card ki help se hum ATM machine se paise withdrawal , online shopping, movie ticket, bus ticket, Mobile recharge, bill payment etc. kar sakte hai. Iske alawa bhi jab aap Shopping karne kisi Shop par jate hai to swiping machine me hum debit card lagakar payment kar sakte hai bus aapko Debit card ka pin enter karna hoga phir transaction successful ho jayega.

Debit Card Kitne Types ke hote hai

Bank apne customer ko alag alag types ke Debit Card deta hai jaise-

  • Master Debit Card
  • Rupay Debit Card
  • Maestro Debit Card

Credit Card Kya Hai (What is Credit Card in Hindi)

Debit card ki tarah hi Credit card bhi hota hai jo Bank provide karti hai. Credit Card ka us hum kisi saman kar Finance karne, loan lene ya paise udhar lene me karte hai aur iske badle me hume interest rate bhi dena padta hai. Credit card ke dwara hum ATM machine se paise nahi nikal sakte but Online transaction, ticket booking, mobile recharge etc kar sakte hai.

Credit Card me paise use karne ki ek limit hoti hai jo Bank apko Credit Card dega usme pahle se limit set kar di jati hai jaise 50,000 monthly or 100000 monthly. Kuch Credit Card me paise ki  limit aur kam hoti hai 15 -20 K. Credit Card ki limit aapki income par depend karti hai, Income ko dekhkar limit set ki jati hai. Credit Card me limit se jyada paise kharch nahi kar sakte aur month ke end me Bank aapko ek time period dega paisa chukane ke liye jitna apne Credit Card se use kiya hai. Yadi diye gaye time period me paise nahi jama kiye to aapko fine bhi lag sakta hai.

Credit Card Kitne Types ke hote hai

Aaj kal lagbhag sabhi Bank apne customers ko Credit Card offer karte hai. Credit Card ke kuchh types hote hai jaise

  • Visa Credit Card
  • American Express Credit Card
  • British Airway Classic Credit Card
  • Carbon Credit Card

Difference between Credit Card and Debit Card in Hindi

  1. Debit Card aapke bank ke checking or saving account se connected rahta hai but Credit Card kisi bhi account se connect nahi rahta hai.
  2. Debit Card se aap paise tab tak use kar sakte hai jab tak aapka account Zero na ho jaye but Credit Card me ek limit set rahte hai ki monthly me aapko itna hi kharch karna hai.
  3. Debit Card bank me account open karne ke sath hi mil jata hai but Credit Card ke liye aapko alag se apply karna padta hai. Bank apki monthly income and back ground verification check karne ke baad aapko Credit Card approve karega.
  4. Debit Card ke dwara hum ATM machine se cash withdrawal kar sakte hai but Credit Card me yeh facility nahi hai.  Credit Card se hum kewal Digital Payment kar sakte hai.
  5. Credit Card ko monthly use karne ke baad Bank total account ka bill and last date send karta hai jisko diye gaye Date me chukana hai but Debit Card me aisa kuch nahi hota,

I hope aapko samjh me aa gaya hoga Debit card and Credit card kya hota hai aur inme kya difference hota hai. Yadi apke paas is post se jude koi question or suggestion hai to comment kar sakte hai aur post achi lagi ho to social media par share kare.

Debit Card and Credit Card Kya Hota Hai
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About Vijay Singraul

Hello Friends, I am Vijay Singraul and lives in New Delhi, India. Main ek Engineering Graduate hu and aur is Blog ka founder hu. Mujhe Internet, Blogging, SEO, Technology se related jaankari seekhne aur dusro ko sikhane me achcha lagta hai. Main is blog me useful content share karta hu, bus Aap log hume issi tarah support karte rahe.

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