UPI Kya Hai Aur Yeh Kaise Work Karta Hai

UPI kya hai – UPI ka full form Unified Payment Interface, yah ek aisa medium hai jiski help se aap kisi time aur kahi se apne bank account se other bank account me paise send kar sakte hai. aap UPI ki help se har tarah ka payment kar sakte hai chahe wah online shoping ho, movie ticket, mobile and DTH recharge  ya phir market se kuch saman buy karke payment karna ho, to aap badi asani se payment kar sakte hai.

what is upi in hindi

UPI ko start karne wali sanstha ka naam NPCI (National Payment Corporation of India) hai. Yah sanstha abhi bhi UPI ko manage karti hai chahe wah ATM card ya Inter bank Transaction ho for example yadi apke paas SBI ka atm card hai aur jab aap ATM se paise nikalte hai to, bank se hone wale sabhi transactions ko NPCI dhyan me rakhta hai, theek isi prakar se UPI ke help se aap apne account se dusre account me paise transfer karte hai.

UPI ka Use Kaise Kare

UPI ka use karne se pahle aapko apne mobile par UPI application ko download karke install karna hoga. sabhi banko ke apps available hai jo UPI ko support karte hai, for example SBI bank, PNB bank, Kotak mahindra bank etc. Aapka jis bank me account hai us bank ka aplication install kar lijiye. Uske baad apni account information dekar application ko sign in kar lijiye jisme apko ek virtual id mil jayegi. Yeh Virtual ID ek email id ke jaise hota hai for example (santa@pnb) bus itne step ko follow karne ke baad apka UPI me account ban jata hai aur aap bhi paise send and receive kar sakte hai.

UPI Work Kaise Karta Hai

UPI ek system par adharit hai jiska naam hai IMPS (Immediate Payment Service System). IMPS ek aisa service hai jise hum anytime, anydays  yaha tak ki koi bhi hollydays me iska use kar paise bhej sakte hai. Theek isi prakar se UPI bhi work karta hai bus thoda sa different hai UPI or IMPS ke beech me jo ke mai example dekar samjha raha hu.

Yadi aap apne account se kisi dusre account me paise transfer karna chahte hai to sable pahle apne bank ke apps ko login karte hai phir dusre person ka bank detail bharte hai jaise ke Account holder name, account number, bank IFSC code etc. jisme aapka bahut sara time lag jata hai. Lekin UPI transaction me apko is tarah ke details bharne ke jaroorat nahi padti sirf apko uska UPI id ((santa@pnb)) bharna hai jo ke uper post me bataya gaya hai.

Yaha par ek baat aur batana chahunga ke UPI me Paise bhejne ki limit rakhi gai hai, jisme aap ek trasaction me 1 lakh rupees send kar sakte hai saath hi apko per trasaction 50 paise extra dene padege jo ki bahut kam amount hai. Yani kisi ko bhi turant paisa bhej sakte hai wo bhi bahut kam account kharch karne ke saath. yadi aapne UPI ka use abhi tak nahi kiya to ek baar jaroor kijiye, aur apko yah post kaisa laga comment kar jaroor batayen.

UPI Kya Hai Aur Yeh Kaise Work Karta Hai
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About Vijay Singraul

Hello Friends, I am Vijay Singraul and lives in New Delhi, India. Main ek Engineering Graduate hu and aur is Blog ka founder hu. Mujhe Internet, Blogging, SEO, Technology se related jaankari seekhne aur dusro ko sikhane me achcha lagta hai. Main is blog me useful content share karta hu, bus Aap log hume issi tarah support karte rahe.

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